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2026 New Hampshire loan limits by county
New Hampshire has 10 counties in the 2026 FHFA list. The highest one-unit conforming limit is $962,550 in Strafford County; the state median is $832,750. 2 of 10 are above the $832,750 national baseline. 6 sit at the 2026 FHA floor of $541,287.
- 10Counties listed
- $962,550Highest 1-unit conformingStrafford County
- $832,750Median 1-unit conforming
- 6At FHA floorof 10
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Belknap County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $546,250 | $1,601,750 |
| Cheshire County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Coos County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grafton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hillsborough County | $832,750 | +$26,250 (+3.3%) | $589,950 | $1,601,750 |
| Merrimack County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rockingham County | $962,550 | +$48,300 (+5.3%) | $962,550 | $1,851,100 |
| Strafford County | $962,550 | +$48,300 (+5.3%) | $962,550 | $1,851,100 |
| Sullivan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.