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2026 Mississippi loan limits by county
Mississippi has 82 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Yazoo County; the state median is $832,750. 0 of 82 are above the $832,750 national baseline. 82 sit at the 2026 FHA floor of $541,287.
- 82Counties listed
- $832,750Highest 1-unit conformingYazoo County
- $832,750Median 1-unit conforming
- 82At FHA floorof 82
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Alcorn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Amite County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Attala County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Benton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bolivar County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Calhoun County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chickasaw County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Choctaw County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Claiborne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clarke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Coahoma County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Copiah County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Covington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| DeSoto County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Forrest County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| George County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grenada County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hancock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harrison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hinds County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Holmes County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Humphreys County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Issaquena County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Itawamba County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jasper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson Davis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jones County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kemper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lafayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lamar County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lauderdale County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Leake County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Leflore County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lowndes County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marshall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Neshoba County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Noxubee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Oktibbeha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Panola County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pearl River County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pontotoc County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Prentiss County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Quitman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rankin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scott County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sharkey County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Simpson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Smith County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sunflower County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tallahatchie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tate County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tippah County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tishomingo County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tunica County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Walthall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Webster County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wilkinson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Winston County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Yalobusha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Yazoo County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.