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2026 Kansas loan limits by county
Kansas has 105 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Wyandotte County; the state median is $832,750. 0 of 105 are above the $832,750 national baseline. 105 sit at the 2026 FHA floor of $541,287.
- 105Counties listed
- $832,750Highest 1-unit conformingWyandotte County
- $832,750Median 1-unit conforming
- 105At FHA floorof 105
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Allen County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Anderson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Atchison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barber County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bourbon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brown County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Butler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chase County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chautauqua County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cherokee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cheyenne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cloud County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Coffey County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Comanche County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cowley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Decatur County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dickinson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Doniphan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Douglas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Edwards County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Elk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ellis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ellsworth County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Finney County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Geary County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gove County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Graham County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grant County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gray County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greeley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greenwood County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hamilton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harvey County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Haskell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hodgeman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jewell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Johnson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kearny County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kingman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kiowa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Labette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lane County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Leavenworth County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Linn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Logan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lyon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marshall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McPherson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Meade County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Miami County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mitchell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morris County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Nemaha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Neosho County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ness County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Norton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Osage County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Osborne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ottawa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pawnee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Phillips County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pottawatomie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pratt County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rawlins County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Reno County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Republic County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rice County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Riley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rooks County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rush County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Russell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Saline County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scott County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sedgwick County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Seward County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shawnee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sheridan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sherman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Smith County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stafford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stanton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stevens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sumner County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Thomas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Trego County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wabaunsee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wallace County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wichita County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wilson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Woodson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wyandotte County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.