State hub
2026 Indiana loan limits by county
Indiana has 92 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Whitley County; the state median is $832,750. 0 of 92 are above the $832,750 national baseline. 92 sit at the 2026 FHA floor of $541,287.
- 92Counties listed
- $832,750Highest 1-unit conformingWhitley County
- $832,750Median 1-unit conforming
- 92At FHA floorof 92
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Allen County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bartholomew County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Benton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Blackford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Boone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brown County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cass County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clinton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Daviess County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| DeKalb County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dearborn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Decatur County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Delaware County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dubois County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Elkhart County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Floyd County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fountain County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fulton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gibson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grant County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hamilton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hancock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harrison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hendricks County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Henry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Howard County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Huntington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jasper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jennings County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Johnson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Knox County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kosciusko County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| LaGrange County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| LaPorte County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lake County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marshall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Martin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Miami County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morgan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Noble County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ohio County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Orange County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Owen County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Parke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Porter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Posey County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pulaski County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Putnam County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Randolph County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ripley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rush County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scott County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shelby County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Spencer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Joseph County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Starke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Steuben County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sullivan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Switzerland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tippecanoe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tipton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vanderburgh County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vermillion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vigo County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wabash County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warrick County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wells County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| White County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Whitley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.