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2026 Georgia loan limits by county
Georgia has 159 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Worth County; the state median is $832,750. 0 of 159 are above the $832,750 national baseline. 125 sit at the 2026 FHA floor of $541,287.
- 159Counties listed
- $832,750Highest 1-unit conformingWorth County
- $832,750Median 1-unit conforming
- 125At FHA floorof 159
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Appling County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Atkinson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bacon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Baker County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Baldwin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Banks County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barrow County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Bartow County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Ben Hill County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Berrien County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bibb County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bleckley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brantley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brooks County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bryan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bulloch County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Burke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Butts County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Calhoun County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Camden County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Candler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Catoosa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Charlton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chatham County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chattahoochee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chattooga County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cherokee County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Clarke County | $832,750 | +$26,250 (+3.3%) | $616,400 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clayton County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Clinch County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cobb County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Coffee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Colquitt County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Columbia County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cook County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Coweta County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crisp County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dade County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dawson County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| DeKalb County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Decatur County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dodge County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dooly County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dougherty County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Douglas County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Early County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Echols County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Effingham County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Elbert County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Emanuel County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Evans County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fannin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fayette County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Floyd County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Forsyth County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fulton County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Gilmer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Glascock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Glynn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gordon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grady County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $638,250 | $1,601,750 |
| Gwinnett County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Habersham County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hancock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Haralson County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Harris County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hart County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Heard County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Henry County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Houston County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Irwin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jasper County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Jeff Davis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jenkins County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Johnson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jones County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lamar County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lanier County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Laurens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Liberty County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Long County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lowndes County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lumpkin County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Macon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $616,400 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McDuffie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McIntosh County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Meriwether County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Miller County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mitchell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morgan County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Murray County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Muscogee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newton County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Oconee County | $832,750 | +$26,250 (+3.3%) | $616,400 | $1,601,750 |
| Oglethorpe County | $832,750 | +$26,250 (+3.3%) | $616,400 | $1,601,750 |
| Paulding County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Peach County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pickens County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Pierce County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Polk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pulaski County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Putnam County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Quitman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rabun County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Randolph County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Richmond County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rockdale County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Schley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Screven County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Seminole County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Spalding County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Stephens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stewart County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sumter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Talbot County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Taliaferro County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tattnall County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Taylor County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Telfair County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Terrell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Thomas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tift County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Toombs County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Towns County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Treutlen County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Troup County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Turner County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Twiggs County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Upson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Walker County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Walton County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Ware County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Webster County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wheeler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| White County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Whitfield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wilcox County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wilkes County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wilkinson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Worth County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.