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2026 Colorado loan limits by county
Colorado has 64 counties in the 2026 FHFA list. The highest one-unit conforming limit is $1,249,125 in Eagle County; the state median is $832,750. 20 of 64 are above the $832,750 national baseline. 35 sit at the 2026 FHA floor of $541,287.
- 64Counties listed
- $1,249,125Highest 1-unit conformingEagle County
- $832,750Median 1-unit conforming
- 35At FHA floorof 64
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Alamosa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Arapahoe County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Archuleta County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Baca County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bent County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Boulder County | $879,750 | +$17,250 (+2.0%) | $879,750 | $1,691,850 |
| Broomfield County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Chaffee County | $832,750 | +$26,250 (+3.3%) | $713,000 | $1,601,750 |
| Cheyenne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clear Creek County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Conejos County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Costilla County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crowley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Custer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Delta County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Denver County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Dolores County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Douglas County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Eagle County | $1,249,125 | +$39,375 (+3.3%) | $1,249,125 | $2,402,625 |
| El Paso County | $832,750 | +$26,250 (+3.3%) | $541,650 | $1,601,750 |
| Elbert County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Fremont County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Garfield County | $1,209,750 | no change | $1,249,125 | $2,326,875 |
| Gilpin County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Grand County | $883,200 | +$9,200 (+1.1%) | $883,200 | $1,698,500 |
| Gunnison County | $832,750 | +$26,250 (+3.3%) | $747,500 | $1,601,750 |
| Hinsdale County | $832,750 | +$26,250 (+3.3%) | $563,500 | $1,601,750 |
| Huerfano County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Kiowa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kit Carson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| La Plata County | $832,750 | +$26,250 (+3.3%) | $747,500 | $1,601,750 |
| Lake County | $1,092,500 | +$286,000 (+35.5%) | $1,092,500 | $2,101,000 |
| Larimer County | $832,750 | +$26,250 (+3.3%) | $634,800 | $1,601,750 |
| Las Animas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Logan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mesa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mineral County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Moffat County | $1,089,050 | +$282,550 (+35.0%) | $1,089,050 | $2,094,350 |
| Montezuma County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montrose County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morgan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Otero County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ouray County | $832,750 | +$26,250 (+3.3%) | $750,950 | $1,601,750 |
| Park County | $862,500 | +$28,750 (+3.4%) | $862,500 | $1,658,700 |
| Phillips County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pitkin County | $1,209,750 | no change | $1,249,125 | $2,326,875 |
| Prowers County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pueblo County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rio Blanco County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rio Grande County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Routt County | $1,089,050 | +$77,050 (+7.6%) | $1,089,050 | $2,094,350 |
| Saguache County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| San Juan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| San Miguel County | $994,750 | no change | $1,045,350 | $1,913,000 |
| Sedgwick County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Summit County | $1,092,500 | +$25,300 (+2.4%) | $1,092,500 | $2,101,000 |
| Teller County | $832,750 | +$26,250 (+3.3%) | $541,650 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Weld County | $832,750 | +$26,250 (+3.3%) | $575,000 | $1,601,750 |
| Yuma County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.