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2026 Arkansas loan limits by county
Arkansas has 75 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Yell County; the state median is $832,750. 0 of 75 are above the $832,750 national baseline. 75 sit at the 2026 FHA floor of $541,287.
- 75Counties listed
- $832,750Highest 1-unit conformingYell County
- $832,750Median 1-unit conforming
- 75At FHA floorof 75
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Arkansas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ashley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Baxter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Benton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Boone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bradley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Calhoun County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chicot County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cleburne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cleveland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Columbia County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Conway County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Craighead County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crittenden County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cross County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dallas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Desha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Drew County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Faulkner County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fulton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Garland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grant County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hempstead County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hot Spring County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Howard County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Independence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Izard County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Johnson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lafayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Little River County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Logan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lonoke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Miller County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mississippi County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Nevada County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ouachita County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Phillips County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Poinsett County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Polk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pope County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Prairie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pulaski County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Randolph County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Saline County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scott County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Searcy County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sebastian County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sevier County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sharp County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Francis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Van Buren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| White County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Woodruff County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Yell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.