State hub
2026 Alaska loan limits by county
Alaska has 30 counties in the 2026 FHFA list. The highest one-unit conforming limit is $1,249,125 in Yukon-Koyukuk Census Area; the state median is $1,249,125. 26 sit at the 2026 FHA floor of $541,287.
- 30Counties listed
- $1,249,125Highest 1-unit conformingYukon-Koyukuk Census Area
- $1,249,125Median 1-unit conforming
- 26At FHA floorof 30
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Aleutians East Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Aleutians West Census Area | $1,249,125 | +$39,375 (+3.3%) | $585,350 | $2,402,625 |
| Anchorage Municipality | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Bethel Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Bristol Bay Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Chugach Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Copper River Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Denali Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Dillingham Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Fairbanks North Star Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Haines Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Hoonah-Angoon Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Juneau City and Borough | $1,249,125 | +$39,375 (+3.3%) | $596,850 | $2,402,625 |
| Kenai Peninsula Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Ketchikan Gateway Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Kodiak Island Borough | $1,249,125 | +$39,375 (+3.3%) | $541,650 | $2,402,625 |
| Kusilvak Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Lake and Peninsula Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Matanuska-Susitna Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Nome Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| North Slope Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Northwest Arctic Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Petersburg Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Prince of Wales-Hyder Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Sitka City and Borough | $1,249,125 | +$39,375 (+3.3%) | $586,500 | $2,402,625 |
| Skagway Municipality | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Southeast Fairbanks Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Wrangell City and Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Yakutat City and Borough | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
| Yukon-Koyukuk Census Area | $1,249,125 | +$39,375 (+3.3%) | $541,287 | $2,402,625 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.